Here are
blessed Greetings!!
A
Cooperative system itself is an embodiment of Dharma. It will not allow itself
to be exploited nor it will exploit others. It protects the User Members from
the exploitation of private sector. It makes the, all the User Members self
reliant. The participants in this Holy system are the Rulers, the
Administrators, the Members, the Committee Members and the Staff. Obviously,
they are fortunate enough in protecting the Dharma.
Sahakara
Dharma Peetam
Sahakara Dharma Peetam is came into existence
from the auspicious day the 5th, February 2020, with the aim to make
awareness about the “Dharma†and the “Adharma†among the People. Sahakara Dharma Peetam is a
pious one. World is in the process of
retrospection of its Deeds. India is heading towards to lead the World economy.
Sahakara Dharma Peetam will perform its duty in guiding the Nation in building
the strong Indian economy with a Human face.
Capital in Cooperative is an Agni
moota(Bundle of Fire) – Dharmam - Adharmam
- Ø
The Cooperative is a Modern Temple.
- Ø
The Capital in Cooperatives is the pooling of a
piece meal of hungry Farmers/Rural Artisans/Labourers. It is an Agni
moota(Bundle of Fire). If it is misused, it will burn.
- Ø
Our Indian Constitution is our
Veda/Gita/Quran/Bible/Budha sayings.
- Ø Following the Constitution in relation to Preamble, the spirit of Article 39(c), implementing the Article 43 in rural India is Dharma and non following it, is Adharma.
- MESSAGE
- v
Every Coop. Society may start collecting the“Thrift
Deposit†by amending its Byelaws.
- v
Pay 6% interest on Share Capital and Thrift
Deposit.
- v
Union Govt. may amend the Banking Regulation
Act to honor the Coop. Sector and its Characteristics.
- v
Promote
and support the Agriculture Products Processing Cooperatives.
- v
Do
not allow the Investors in to the Rural Economy. It will be a fatal and curse.
- v
Do
not allow to transfer the Lands of Small & Marginal farmers to Company or Organization.
Sambharapu Bhoomaiah, Servent
: 2 :
Protect
the Sahakar Dharmam, It protects you.
We had been guided by our beloved Religion, the
Vedas, the Githa, the Quran, the Bible or Budha sayings and leading our social
life. Thousands of Yogulu, Priests are sacrificing their lives for our best
living. Even then the Man is becoming
the beast for his survival.
Why? Why?? Why???
Do you felt something was to be added or
omitted in the preaching’s of Ethics or Dharma ?
We felt… we felt… we felt….
What is that..?
How to make the Man a social being? And how the
social being is made a Human being?
The answer is Sahakara Dharma.
What is the Sahakara Dharma and the Ethics?
The Sahakara Dharma/Ethics makes the Man a
social being. It pronounces that “Each for All – All for Eachâ€. All must be safe, I will be among them. Live
– Let Live, is the spirit of the Sahakara(Cooperative) Dharmam. Sahakara
Dharmmam practices these ethics and trains the People about the Economic
Democracy and Democratic Management.
Then the social being becomes the Human being. Once the Man becomes
Human being, there is no exploitation and all are lived according to their
capable or capacity.
“Economic
theory†along with the “Karma theoryâ€.
Man’s
wants are unlimited, but the resources are scarce. Man’s life gets saturation,
when he gets economic stability.
Economics is the centre point, around which, the human relations,
values, emotions will run. The State is trying its level best in satisfying the
Economic needs of the Man, of course it is an unending struggle. When He is not
satisfied, He tends to be perturbed.
At
this point, His mind needs some pacification with the situation, He meets the
Religion Heads, there He is been taught about the “Karma theoryâ€. He does not put questions like, why I have
been exploited. Is there no solution?
But at this point Sahakara Dharma Peetam gives
him the courage. It teaches the
“Economic theory†along with the “Karma theoryâ€, the persons having limited
resources should discuss with the neibour, how to protect themselves from the
high rates of general goods or low rates for their Agriculture products, think
of Community or Village… you, … the group, …community or village people, certainly
come to a conclusion, that let’s start a Cooperative Provisional Store or a
Cooperative Agriculture Producers and Marketing Society. You are the Users and
Producers, hence pooling of capital is not much difficult, only thing is, strong
will power that we should not
The
Economic theory, i.e., the Cooperative system make you think of all(
Society),here you are turning to be a social being. When you or your Community
or your Village starts and run the desired Cooperative Society, you became the
Human being. Here after all your thoughts will be in positive way only, that
makes you to solve the problems easily.
Basic Economic theories for the Dharma
We learnt that, in “Sagara mardhanamâ€, where Amrutham and Visham were emerged, like
that in the Modern age, the Industrial Revolution
gave a birth for the Three Kids of economic systems, i.e., The Capitalism, The
Marxism and The Cooperative system.
These three economic theories are contemporary. Interpretation of the “Surplus
Value†is the main content for identifying the Economic theory.
The Capitalism, did not want to recognize the
existence of the “Surplus Valueâ€. It says Surplus value is the product of the
Demand & Supply and the invisible hand, but not of the Work Force. Hence the Surplus Value should be, belong to
the Investor, who invested the Capital. Pooling of incomes becomes the Capital.
Marxism theory says that the “Surplus Value†is the
product of the exploitation. Hence
through the proletariat dictatorship, the Surplus Value could be
nationalized. And the Government would take
care of all the necessities of the People.
The Rochdale Pioneers representing the Cooperative
system recognized the “Surplus Value†and also the need of the Capital. The
pooling of a portion from the User’s necessities becomes the Share
Capital. It designed that the Capital
should get a minimum rate of interest, but not a share in the Surplus Value of
the business. A portion of Surplus is
distributed in proportionate to the User member participation in business
activity of the Coop. Society. The
remaining is belonging to the Society or the Community of the User member. The Cooperative Society is democratically
managed.
In nut shell, the above are the Three economic
theories were prevailed in the Countries around the Independent India in
1947. Considering the Pros & Cons of
the theories, took the good features from the three theories and the ground
reality prevailed in Indian Communities and Indian demography, we adopted mixed
economic system but not any single system. The Indian Constitution is presented to our
selves, headed by Dr.B.R.Ambedkar.
Sahakara
Dharm is a Shakti(Power), uplifts those
nurture it and punish those who suppresses it;
Since
the Cooperative system itself is an embodiment of Dharma. It will not allow
itself to be exploited nor it will exploit others. The system itself is a
Shakti(Power), it had uplifted the Sociologists/Politicians, who sincerely
served the people through this system. Most of the present/past rulers were
developed through this system only and had good experience about
Nobody should be punished. The
Rulers and the Administrators be Cautious.
We had
to lost our beloved and public lauded Ruler, who was new to politics was
influenced by a lobbying, introduced a
new textile policy, there by Handloom Sector in Coop. Sector was suppressed, through
which the members of Handloom Weavers Coop. Societies, who were working on it
since generation together, were lost their daily work throughout India, and the
result was thousand of weavers were dead by suicide or hunger deaths.
The
Rulers, the Policy makers/Administrators are advised do not go beyond our
enshrined Preamble, the Articles 39(c) and 43 of Constitution. Nurture the
Cooperative Sector in rural India and retrospect the deed by amending
the Banking Regulation Act to honor the Coop. Sector and its Characteristics.
Differences
between the Cooperative Sector and the Private Sector
Private Sector |
Cooperative Sector |
1. Association of Capital. |
1. Association of Users. |
2. Share Capital is
an investment from the
income of an individual (Investor). |
2. Share Capital is the
portion set aside from the User (member) necessities, not an
investment from the income of the member. |
3. Investor's economy. |
3. User's economy. |
4. Joint Stock Company form of business
is the main tool. |
4.Federation of Primary Cooperatives is the main tool and it is
a backbone. |
5.
Regulated by Companies Act and Partnership Act. |
5. Regulated by the Cooperatives Acts. |
6. Profit distribution according to their share - capital ratio. |
6. Surplus distribution; it is patronage dividend. |
7. Control vests in
accordance with the size of the share holding. |
7. Control vests in the members equally and democratically
controlled. |
8. Centralizes the 'Production', 'Marketing' and the 'Wealth'. |
8. Decentralizes the 'Production', 'Marketing' and the 'Wealth'. |
9. Exploitation is in its' nature. |
9. Principle action is to
eliminate the exploitation. |
10. Economic rights of the people are suppressed. |
10. Promotes the economic rights of the people. |
11. Curtails the peoples economic democracy. |
11. Seeks to
establish the economic democracy. |
12. The fittest only survives. |
12. Makes all the user
members economically self- reliant. |
Live
(Private Sector) – Let live(Coop. Sector);
The
Private Sector, they themselves have to be restrain, in not to enter the rural
Indian economy for the long run strategy of the economy. The Private Sector is
well aware of the socio-economic status of the rural India and Indian
demography. For this, only the Inclusive growth strategy will be the answer to
increase the purchasing power of the people. The Cooperative Sector itself is a
Inclusive growth strategy system, where by the social justice with economic
stability is achieved. The increased purchasing power will increase the Demand
for Industry & Trade goods. The Private Sector and the Cooperative Sectors
are inter dependent.
Hence the Private Sector had to fallow the ethics
Live(Private sector)- Let live(Coop. sector) for the sustainable development of
the economy.
Dharmam and Adharmam.
Ø Our
Indian Constitution is our Veda/Gita/Quran/Bible/Budha sayings.
Ø Following
the Constitution in relation to Preamble, the spirit of Article 39(c),
implementing the Article 43 in rural India is Dharma and non following it, is
Adharma.
Facts and
Features of Cooperatives;
ü The
Cooperative is a Modern Temple.
ü The
Capital in Cooperatives is the pooling of a piece meal of hungry Farmers/Rural
Artisans/Labourers. It is an Agni moota(Bundle of Fire). If it is misused, it
will burn.
ü Pooling
of “Thrift Deposits†for every service the Member gets. It is the basic theme
of the Cooperative system.
ü Payment
of 6% interest on Thrift Deposit and Share Capital must. It is the basic theme
of the Cooperative system.
ü The
Society must be managed by the elected Body of the Members.
Data
about Rural India
o
India is predominately a rural country with 2/3
population and 70% of work force residing in rural areas.
o
Rural economy constitutes 46% of National Income.
o
Near about 20% of the population getting only a
share of 2 to 3% of the National Income.
o
21.9% of the population lives Below the National
Poverty Line(BPL)
Every Country had its own entity and demography
and accordingly their basic economic structure. India is different from
America, Europe, hence all the economic policies followed there, can’t be
copied here. Our Constitution is well versed one, it is Veda/Geeta/Quran/Budha
saying for us . It directs to fallow the Cooperative Policy in rural India
through Article 43. It Caution about centralization of means of production in a
few hands, through the Article 39(c). Hence these two Articles are bound to be implemented
in rural India.
India is a developing Country. For the Indian
Economic Coin, there are two faces, one is Industry and Trade, the other is
Rural economy. The Private Sector could play in Industry and Trade field as
much as it can. The Cooperative Sector could have to play in rural economy
because most of the population is less privileged, having minimum resources and
having no resources. Hence our
Constitutions demarcated the rural India for the Cooperative Sector.
Economic
Centers in Villages of Rural India;
1.
Primary Agrl.Coop. Society/PACS/LAMPS/Farmers
Service Coop.Society
2.
Milk Producers and Marketing Coop. Society
3.
Handloom Weavers Coop. Society/HWCS
4.
Labour Contract Coop. Society
5.
Goats development Coop. Society
6.
Fish Producers Coop. Society
7.
Joint Farming Coop. Society
8.
Nayee Brahmana Artisans Coop. Society
9.
Rajaka Artisans Coop. Society
10. General and Provision Store Coop. Society
11. Agri. Products Processing and Marketing Coop.
Society . etc.,
C A U T I O N
Serving the Cooperative is serving the God
Cooperatives are
the Modern Temples. Cooperatives are the
embodiment of the Dharmam. Any
efforts/Policy to degrade or dismantle them is an act of Adharmam, who ever may,
be caused for, get punished. It is a natural course of action.